Welcome to Consumer Credit Counseling Foundation (CCCF)

At Consumer Credit Counseling Foundation, we are committed to helping individuals and families gain control over their finances through trusted credit counseling, personalized debt management solutions, and financial education. Our mission is to provide clear guidance, professional support, and practical resources that empower you to make informed financial decisions and build long-term financial stability.

As a nonprofit credit counseling organization, CCCF is dedicated to delivering compassionate, confidential, and effective services designed around your unique financial needs.

Personalized Credit Counseling Services

Managing debt can feel overwhelming — but you don’t have to face it alone. Our certified credit counselors work one-on-one with you to evaluate your financial situation, identify challenges, and recommend actionable solutions that help you regain control.

We offer:

• Budget analysis and planning
  
• Debt management strategies
  
• Credit report and score review
  
• Personalized financial guidance
  
• Long-term financial wellness support
  

Every counseling session is confidential and designed to help you make clear, confident decisions about your financial future.

Debt Management Solutions That Work

If you're struggling to keep up with credit card payments or high-interest debt, CCCF provides structured debt management programs tailored to your financial goals. Our counselors negotiate with your creditors to help:

• Lower interest rates
  
• Reduce monthly payments
  
• Eliminate late fees (when applicable)
  
• Simplify multiple payments into one affordable monthly payment
  

Our debt management solutions are designed to help you become debt-free faster while building healthier financial habits.

Financial Education for a Stronger Future

CCCF believes financial literacy is the foundation of long-term success. We provide access to resources and tools that help you understand your money, strengthen your budgeting skills, and improve your financial resilience.

Our financial education programs cover:

• Budgeting basics
  
• Understanding credit scores
  
• Smart money habits
  
• Debt reduction techniques
  
• Planning for long-term stability
  

We give you the knowledge and confidence you need to stay financially healthy for years to come.

Why Choose Consumer Credit Counseling Foundation?

We understand that every financial situation is different. That’s why CCCF offers solutions that are personalized, professional, and focused on long-term results.

Here’s what sets us apart:

• Certified and experienced credit counselors
  
• Personalized action plans tailored to your needs
  
• Comprehensive debt management solutions
  
• Trusted nonprofit organization
  
• Compassionate, judgment-free support
  
• Commitment to financial education and empowerment
  

Our goal is simple: help you regain control, rebuild confidence, and achieve financial peace of mind.

Take Control of Your Financial Future

Whether you're dealing with credit card debt, budgeting challenges, or credit score issues, CCCF is here to help.
You don't have to navigate financial stress alone — our counselors are ready to support you every step of the way.